If you have inaccurate credit reported on your report, then you need to take action to have it removed. Contrary to popular belief, it will not fall off on it's own. If you truly believe the item(s) on your credit report are inaccurate, .then the items need to be disputed through all three credit bureaus. You can find them online by clicking on the following links:


Equifax - http://www.equifax.com
Experian  - http://www.experian.com
TransUnion - http://www.transunion.com



Each bureau has their own dispute process which you can find on their website. 

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